/* ==========================================================================
   Jewel Finance
   Hand-authored. No framework, no CDN, no utility classes.
   Order: tokens > fonts > reset > type > primitives > components > blocks >
          responsive > reduced motion
   ========================================================================== */

/* --- tokens ------------------------------------------------------------- */
:root{
  /* Gold pixel-sampled from their own branded garments. Not a generic #FFD700. */
  --ink:#08080A;
  --carbon:#111114;
  --graphite:#1C1C20;
  --line:#26262B;
  --gold-light:#E8CFA3;
  --gold:#C9A26E;
  --gold-deep:#8C6A46;
  --bone:#F4F1EA;
  --mute:#9A968D;

  --metal:linear-gradient(105deg,var(--gold-deep) 0%,var(--gold-light) 40%,var(--gold) 66%,var(--gold-deep) 100%);

  --measure:74ch;
  --gutter:clamp(1.25rem,5vw,3.5rem);
  --maxw:1280px;
  --rail:clamp(2rem,7vw,7rem);

  --ease:cubic-bezier(.22,1,.36,1);
  --ease-out:cubic-bezier(.16,1,.3,1);

  /* Facet cut used on cards and panels, derived from the diamond's own geometry */
  --facet:14px;
}

/* --- fonts -------------------------------------------------------------- */
/* Self-hosted. Zero third-party requests by design. */
@font-face{font-family:Zodiak;src:url(../assets/fonts/zodiak-400.woff2) format('woff2');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:Zodiak;src:url(../assets/fonts/zodiak-400-italic.woff2) format('woff2');font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:Supreme;src:url(../assets/fonts/supreme-400.woff2) format('woff2');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:Supreme;src:url(../assets/fonts/supreme-500.woff2) format('woff2');font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:Supreme;src:url(../assets/fonts/supreme-700.woff2) format('woff2');font-weight:700;font-style:normal;font-display:swap}

/* --- reset -------------------------------------------------------------- */
*,*::before,*::after{box-sizing:border-box}
/* Any explicit `display` rule outranks the UA stylesheet's [hidden]{display:none}, which silently
   revealed all five calculator panels at once. Make the attribute authoritative. */
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
/* No scroll-behavior:smooth, and no smooth-scroll library. Native scrolling is kept
   deliberately: hijacking it is the fastest way to make a premium site feel sluggish. */
body{
  margin:0;background:var(--ink);color:var(--bone);
  font:400 clamp(1rem,.96rem + .18vw,1.0625rem)/1.68 Supreme,ui-sans-serif,system-ui,sans-serif;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img,svg,picture,video{display:block;max-width:100%;height:auto}
button,input,select,textarea{font:inherit;color:inherit}
a{color:inherit;text-decoration:none}
ul,ol{margin:0;padding:0;list-style:none}
h1,h2,h3,h4,p,figure,blockquote{margin:0}
table{border-collapse:collapse;width:100%}
:target{scroll-margin-top:6rem}

::selection{background:var(--gold-deep);color:#fff}

:focus-visible{outline:2px solid var(--gold-light);outline-offset:3px;border-radius:2px}

.skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--gold);color:var(--ink);
  padding:.75rem 1.25rem;font-weight:700}
.skip:focus{left:1rem;top:1rem}

.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip-path:inset(50%);white-space:nowrap;border:0}

/* --- type --------------------------------------------------------------- */
.d1,.d2,.d3,.d4{font-family:Zodiak,Georgia,serif;font-weight:400;line-height:1.04;
  letter-spacing:-.022em;text-wrap:balance}
.d1{font-size:clamp(2.6rem,1.4rem + 5.4vw,5.75rem)}
.d2{font-size:clamp(2rem,1.2rem + 3.2vw,3.5rem);line-height:1.08}
.d3{font-size:clamp(1.5rem,1.15rem + 1.5vw,2.25rem);line-height:1.14;letter-spacing:-.015em}
.d4{font-size:clamp(1.2rem,1.05rem + .7vw,1.5rem);line-height:1.22;letter-spacing:-.01em}
.d1 em,.d2 em,.d3 em{font-style:italic;color:var(--gold-light)}

/* The eyebrow echoes the wide-set tracking of their own wordmark. */
.eyebrow{font-size:.72rem;font-weight:500;letter-spacing:.24em;text-transform:uppercase;
  color:var(--gold);display:flex;align-items:center;gap:.85rem;margin-bottom:1.4rem}
.eyebrow::before{content:"";width:2rem;height:1px;background:var(--gold-deep);flex:none}
.eyebrow--plain::before{display:none}

.lead{font-size:clamp(1.075rem,1rem + .4vw,1.3rem);line-height:1.6;color:#DAD5CB;max-width:60ch}
.prose{max-width:var(--measure)}
.prose p+p{margin-top:1.05em}
.prose p{color:#D5D0C6}
.prose strong{color:var(--bone);font-weight:500}
.prose a:not(.btn){color:var(--gold-light);text-decoration:underline;text-decoration-thickness:1px;
  text-underline-offset:3px;text-decoration-color:var(--gold-deep)}
.prose a:not(.btn):hover{text-decoration-color:var(--gold-light)}
.prose h2{font-family:Zodiak,Georgia,serif;font-weight:400;font-size:clamp(1.45rem,1.2rem + 1vw,2rem);
  line-height:1.16;letter-spacing:-.015em;margin:2.6em 0 .7em}
.prose h3{font-family:Supreme;font-weight:700;font-size:1.075rem;letter-spacing:.01em;margin:2em 0 .5em}
.prose ul{margin:1.1em 0;display:grid;gap:.6rem}
.prose ul li{position:relative;padding-left:1.5rem;color:#D5D0C6}
.prose ul li::before{content:"";position:absolute;left:0;top:.62em;width:7px;height:7px;
  background:var(--metal);clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%)}
.num{font-variant-numeric:tabular-nums lining-nums}

/* --- layout primitives -------------------------------------------------- */
.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:var(--gutter)}
.wrap--narrow{max-width:min(860px,100%)}
.sec{padding-block:clamp(4.5rem,10vw,9rem)}
.sec--tight{padding-block:clamp(3rem,6vw,5rem)}
.sec--dark{background:var(--carbon)}
.grid{display:grid;gap:clamp(1.5rem,3vw,2.5rem)}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);
  gap:clamp(2rem,5vw,5rem);align-items:center}
.split--wide{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr)}
.stack{display:grid;gap:1rem;align-content:start}

/* A hairline rule that draws itself on scroll. */
.rule{height:1px;background:linear-gradient(90deg,transparent,var(--gold-deep) 18%,var(--gold) 50%,var(--gold-deep) 82%,transparent);
  transform:scaleX(0);transform-origin:left;opacity:.75}

/* --- buttons ------------------------------------------------------------ */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;
  padding:1.02rem 1.9rem;font-weight:500;font-size:.9rem;letter-spacing:.045em;
  text-transform:uppercase;border:0;cursor:pointer;position:relative;
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet));
  transition:transform .4s var(--ease),background-position .5s var(--ease),color .3s ease}
.btn:active{transform:translateY(1px)}
.btn--gold{background:var(--metal);background-size:200% 100%;background-position:0% 0;color:#17110A;font-weight:700}
.btn--gold:hover{background-position:100% 0}
.btn--ghost{background:transparent;color:var(--bone);box-shadow:inset 0 0 0 1px var(--line)}
.btn--ghost:hover{box-shadow:inset 0 0 0 1px var(--gold-deep);color:var(--gold-light)}
.btn--sm{padding:.72rem 1.2rem;font-size:.78rem}
.btn svg{width:1em;height:1em;flex:none}
.btns{display:flex;flex-wrap:wrap;gap:.85rem}

/* text link with an arrow */
.tlink{display:inline-flex;align-items:center;gap:.5rem;font-size:.86rem;font-weight:500;
  letter-spacing:.05em;text-transform:uppercase;color:var(--gold);
  border-bottom:1px solid var(--gold-deep);padding-bottom:.3rem;transition:color .3s,gap .3s var(--ease)}
.tlink:hover{color:var(--gold-light);gap:.85rem}
.tlink svg{width:.9em;height:.9em;flex:none}

/* --- header ------------------------------------------------------------- */
.hdr{position:fixed;inset:0 0 auto;z-index:100;background:rgba(8,8,10,0);
  transition:background .45s var(--ease),box-shadow .45s var(--ease),backdrop-filter .45s}
.hdr.is-stuck{background:rgba(8,8,10,.9);backdrop-filter:saturate(140%) blur(14px);
  box-shadow:0 1px 0 var(--line)}
.hdr__in{max-width:var(--maxw);margin-inline:auto;padding:1.05rem var(--gutter);
  display:flex;align-items:center;gap:clamp(1rem,3vw,2.5rem)}
.brand{flex:none;display:block}
.brand img{width:clamp(148px,17vw,206px);height:auto}
.nav{margin-left:auto;display:flex;align-items:center;gap:clamp(.9rem,1.9vw,1.85rem)}
.nav a{font-size:.83rem;font-weight:500;letter-spacing:.055em;text-transform:uppercase;
  color:#CFCAC0;padding:.4rem 0;position:relative;transition:color .3s}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;
  background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.nav a:hover{color:var(--bone)}
.nav a:hover::after,.nav a[aria-current=page]::after{transform:scaleX(1)}
.nav a[aria-current=page]{color:var(--gold-light)}
.hdr .btn{flex:none}
.burger{display:none;margin-left:auto;width:46px;height:46px;background:transparent;border:0;
  cursor:pointer;position:relative}
.burger span{position:absolute;left:11px;right:11px;height:1.5px;background:var(--bone);
  transition:transform .4s var(--ease),opacity .25s}
.burger span:nth-child(1){top:17px}
.burger span:nth-child(2){top:23px}
.burger span:nth-child(3){top:29px}
.burger[aria-expanded=true] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded=true] span:nth-child(2){opacity:0}
.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

.drawer{position:fixed;inset:0;z-index:99;background:var(--ink);
  padding:6.5rem var(--gutter) 2.5rem;display:grid;align-content:start;gap:.15rem;
  transform:translateY(-100%);transition:transform .55s var(--ease);overflow-y:auto}
.drawer.is-open{transform:translateY(0)}
.drawer a{font-family:Zodiak,Georgia,serif;font-size:1.75rem;padding:.55rem 0;
  border-bottom:1px solid var(--graphite);color:var(--bone)}
.drawer a[aria-current=page]{color:var(--gold-light)}
.drawer__foot{margin-top:2rem;display:grid;gap:.75rem}

/* --- hero --------------------------------------------------------------- */
.hero{position:relative;min-height:min(92svh,940px);display:grid;align-items:end;
  padding-block:9rem clamp(3rem,7vw,6rem);overflow:hidden;isolation:isolate}
.hero__bg{position:absolute;inset:0;z-index:-2}
.hero__bg img{width:100%;height:100%;object-fit:cover;object-position:center 42%}
/* Scrim: keeps the headline above AA on every viewport. Judged, not guessed. */
.hero::before{content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(180deg,rgba(8,8,10,.92) 0%,rgba(8,8,10,.62) 34%,rgba(8,8,10,.78) 68%,var(--ink) 100%)}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;
  background:radial-gradient(120% 80% at 12% 78%,rgba(8,8,10,.72),transparent 62%)}
.hero__in{position:relative;max-width:var(--maxw);margin-inline:auto;
  padding-inline:var(--gutter);width:100%}
.hero .d1{max-width:19ch;text-shadow:0 1px 30px rgba(0,0,0,.6),0 1px 3px rgba(0,0,0,.5)}
.hero .lead{margin-top:1.6rem;max-width:54ch;
  text-shadow:0 1px 18px rgba(0,0,0,.7),0 1px 2px rgba(0,0,0,.6)}
.hero .btns{margin-top:2.4rem}

/* The signature: their own diamond, oversized, with a gold caustic behind it. */
.facet{position:absolute;z-index:-1;pointer-events:none;
  right:clamp(-14rem,-6vw,-2rem);top:8%;
  width:clamp(28rem,52vw,62rem);aspect-ratio:900/586;
  -webkit-mask:url(../assets/diamond-mask.png) center/contain no-repeat;
          mask:url(../assets/diamond-mask.png) center/contain no-repeat;
  background:var(--metal);background-size:300% 300%;background-position:0% 50%;
  opacity:.13}
.facet--sweep{animation:caustic 3.6s var(--ease-out) .35s both}
@keyframes caustic{
  from{background-position:0% 50%;opacity:0}
  35%{opacity:.2}
  to{background-position:100% 50%;opacity:.13}
}

/* --- proof band --------------------------------------------------------- */
.proof{border-block:1px solid var(--line);background:var(--carbon)}
.proof__in{max-width:var(--maxw);margin-inline:auto;padding:clamp(1.6rem,3vw,2.4rem) var(--gutter);
  display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(1rem,3vw,2.5rem)}
.pstat dt{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--mute);
  margin-bottom:.5rem}
.pstat dd{margin:0;font-family:Zodiak,Georgia,serif;font-size:clamp(1.15rem,1rem + .7vw,1.6rem);
  line-height:1.1;color:var(--bone)}
.pstat dd .num{color:var(--gold-light)}

/* --- cards -------------------------------------------------------------- */
.card{background:var(--carbon);padding:clamp(1.5rem,3vw,2.2rem);position:relative;
  box-shadow:inset 0 0 0 1px var(--line);
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet));
  transition:transform .5s var(--ease),box-shadow .5s var(--ease),background .5s}
.card:hover{transform:translateY(-4px);box-shadow:inset 0 0 0 1px var(--gold-deep);background:#15151A}
.card__idx{font-family:Zodiak,Georgia,serif;font-size:.95rem;color:var(--gold);
  display:block;margin-bottom:1.1rem;font-variant-numeric:tabular-nums}
.card h3{font-family:Zodiak,Georgia,serif;font-weight:400;font-size:clamp(1.2rem,1.05rem + .6vw,1.5rem);
  line-height:1.16;letter-spacing:-.012em;margin-bottom:.7rem}
.card p{color:#CFCAC0;font-size:.98rem}
.card .tlink{margin-top:1.3rem}
.card--link{display:grid;align-content:start}

/* pillar card: the three-pillar mechanism */
.pillar{padding-top:clamp(1.8rem,3vw,2.6rem)}
.pillar__mark{width:34px;height:34px;background:var(--metal);margin-bottom:1.5rem;
  clip-path:polygon(50% 0,100% 38%,50% 100%,0 38%)}

/* --- quotes ------------------------------------------------------------- */
.rquote{background:var(--carbon);padding:clamp(1.6rem,3vw,2.3rem);
  box-shadow:inset 0 0 0 1px var(--line);position:relative;
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet));
  display:grid;align-content:start;gap:1.1rem;break-inside:avoid}
.rquote blockquote{font-size:1rem;line-height:1.62;color:#DAD5CB}
.rquote blockquote p+p{margin-top:.8em}
.stars{display:flex;gap:.18rem;color:var(--gold);font-size:.9rem;letter-spacing:.1em}
.rquote__by{display:flex;flex-wrap:wrap;align-items:baseline;gap:.5rem;
  padding-top:.9rem;border-top:1px solid var(--graphite);margin-top:auto}
.rquote__name{font-weight:700;font-size:.92rem;color:var(--bone)}
.rquote__meta{font-size:.78rem;color:var(--mute)}
.rquote__meta a{color:var(--gold);text-decoration:underline;text-decoration-color:var(--gold-deep);
  text-underline-offset:2px}
.rquote--feature{background:transparent;box-shadow:none;padding:0;clip-path:none}
.rquote--feature blockquote{font-family:Zodiak,Georgia,serif;font-size:clamp(1.35rem,1.1rem + 1.1vw,2.05rem);
  line-height:1.32;letter-spacing:-.014em;color:var(--bone)}

/* masonry-ish columns for the review wall */
.qcols{columns:3;column-gap:clamp(1.25rem,2.4vw,1.75rem)}
.qcols>*{margin-bottom:clamp(1.25rem,2.4vw,1.75rem)}

/* --- team --------------------------------------------------------------- */
.person{background:var(--carbon);box-shadow:inset 0 0 0 1px var(--line);
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet));
  display:grid;grid-template-rows:auto 1fr;transition:box-shadow .5s var(--ease)}
.person:hover{box-shadow:inset 0 0 0 1px var(--gold-deep)}
.person__pic{position:relative;aspect-ratio:1;overflow:hidden;background:var(--graphite)}
.person__pic img{width:100%;height:100%;object-fit:cover;filter:saturate(.86) contrast(1.04)}
.person__body{padding:clamp(1.3rem,2.4vw,1.8rem);display:grid;align-content:start;gap:.55rem}
.person__name{font-family:Zodiak,Georgia,serif;font-size:1.4rem;line-height:1.1}
.person__role{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.person__yrs{font-size:.86rem;color:var(--mute);font-variant-numeric:tabular-nums}
.person__lines{display:grid;gap:.4rem;margin-top:.7rem;padding-top:.9rem;
  border-top:1px solid var(--graphite);font-size:.88rem}
.person__lines a{display:inline-flex;align-items:center;gap:.5rem;color:#CFCAC0;
  overflow-wrap:anywhere;transition:color .3s}
.person__lines a:hover{color:var(--gold-light)}
.person__lines svg{width:14px;height:14px;flex:none;color:var(--gold-deep)}
.person__qs{margin-top:1.1rem;display:grid;gap:1rem}
.pq{display:grid;gap:.3rem}
.pq dt{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
.pq dd{margin:0;font-size:.94rem;line-height:1.58;color:#CFCAC0}
.pq dd em{font-style:italic;color:#DAD5CB}
.words{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.2rem}
.words span{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);
  padding:.32rem .62rem;box-shadow:inset 0 0 0 1px var(--graphite)}

/* --- awards ------------------------------------------------------------- */
.badges{display:flex;flex-wrap:wrap;gap:clamp(1.25rem,3vw,2.5rem);align-items:center}
.badge{display:grid;justify-items:center;gap:.7rem;text-align:center;max-width:170px}
.badge img{width:clamp(88px,11vw,124px);height:auto}
.badge span{font-size:.74rem;letter-spacing:.09em;text-transform:uppercase;color:var(--mute);
  line-height:1.4}
.years{display:grid;gap:0;counter-reset:none}
.yr{display:grid;grid-template-columns:auto 1fr;gap:clamp(1rem,3vw,2.5rem);align-items:baseline;
  padding:1.15rem 0;border-top:1px solid var(--graphite)}
.yr:last-child{border-bottom:1px solid var(--graphite)}
.yr__n{font-family:Zodiak,Georgia,serif;font-size:clamp(1.5rem,1.2rem + 1.4vw,2.4rem);
  color:var(--gold-light);font-variant-numeric:tabular-nums;line-height:1}
.yr__t{font-size:.98rem;color:#D5D0C6}
.yr__t strong{color:var(--bone);font-weight:500;display:block}

/* --- gallery ------------------------------------------------------------ */
/* Fixed row height with column+row spans, rather than per-item aspect-ratio. An explicit
   aspect-ratio opts each tile out of grid row stretching, so tiles in the same row ended at
   different heights and left ragged gaps beneath the shorter ones. */
.gal{display:grid;grid-template-columns:repeat(12,1fr);
  grid-auto-rows:clamp(120px,10.5vw,168px);gap:clamp(.6rem,1.4vw,1.1rem)}
.gitem{position:relative;overflow:hidden;background:var(--graphite);margin:0;min-width:0;
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet))}
.gitem picture{display:block;width:100%;height:100%}
.gitem img{width:100%;height:100%;object-fit:cover;transition:transform .9s var(--ease)}
.gitem:hover img{transform:scale(1.035)}
.gitem figcaption{position:absolute;inset:auto 0 0;padding:2.6rem 1.1rem .95rem;font-size:.82rem;
  color:#E6E2D9;background:linear-gradient(180deg,transparent,rgba(8,8,10,.9));line-height:1.45}
.gspan-4{grid-column:span 4}
.gspan-5{grid-column:span 5}
.gspan-6{grid-column:span 6}
.gspan-7{grid-column:span 7}
.gspan-8{grid-column:span 8}
.gspan-12{grid-column:span 12}
.grow-2{grid-row:span 2}
.grow-3{grid-row:span 3}

/* --- figure / media ----------------------------------------------------- */
.media{position:relative;overflow:hidden;margin:0;
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet))}
.media img{width:100%;height:auto}
.media figcaption{font-size:.8rem;color:var(--mute);padding-top:.85rem;line-height:1.5}
.media--edge{box-shadow:inset 0 0 0 1px var(--line)}

/* --- lender wall -------------------------------------------------------- */
.lenders{display:grid;grid-template-columns:repeat(auto-fill,minmax(168px,1fr));
  gap:1px;background:var(--line);box-shadow:0 0 0 1px var(--line)}
.lenders li{background:var(--ink);padding:1.35rem 1rem;text-align:center;font-size:.88rem;
  letter-spacing:.03em;color:#CFCAC0;display:flex;align-items:center;justify-content:center;
  min-height:82px;transition:background .4s,color .4s}
.lenders li:hover{background:var(--carbon);color:var(--gold-light)}
.note{font-size:.82rem;color:var(--mute);margin-top:1.2rem}

/* --- steps -------------------------------------------------------------- */
.steps{display:grid;gap:0;counter-reset:s}
.step{counter-increment:s;display:grid;grid-template-columns:auto 1fr;
  gap:clamp(1.1rem,3vw,2.2rem);padding:clamp(1.4rem,3vw,2rem) 0;border-top:1px solid var(--graphite)}
.step:last-child{border-bottom:1px solid var(--graphite)}
.step::before{content:counter(s,decimal-leading-zero);font-family:Zodiak,Georgia,serif;
  font-size:1.05rem;color:var(--gold);font-variant-numeric:tabular-nums;padding-top:.25rem}
.step h3{font-family:Zodiak,Georgia,serif;font-weight:400;font-size:clamp(1.15rem,1.02rem + .5vw,1.4rem);
  line-height:1.18;margin-bottom:.5rem}
.step p{color:#CFCAC0;font-size:.98rem;max-width:62ch}

/* --- FAQ ---------------------------------------------------------------- */
.faq{display:grid;gap:0}
.qa{border-top:1px solid var(--graphite)}
.qa:last-child{border-bottom:1px solid var(--graphite)}
.qa summary{padding:1.3rem 2.5rem 1.3rem 0;cursor:pointer;position:relative;
  font-family:Zodiak,Georgia,serif;font-size:clamp(1.05rem,1rem + .4vw,1.3rem);line-height:1.3;
  list-style:none;transition:color .3s}
.qa summary::-webkit-details-marker{display:none}
.qa summary:hover{color:var(--gold-light)}
.qa summary::after{content:"";position:absolute;right:.35rem;top:1.75rem;width:11px;height:11px;
  border-right:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);
  transform:rotate(45deg);transition:transform .35s var(--ease)}
.qa[open] summary::after{transform:rotate(225deg)}
.qa__a{padding:0 0 1.5rem;max-width:var(--measure)}
.qa__a p{color:#D5D0C6}
.qa__a p+p{margin-top:.9em}

/* --- answer box (explainers) -------------------------------------------- */
.answer{background:var(--carbon);box-shadow:inset 0 0 0 1px var(--gold-deep);
  padding:clamp(1.5rem,3vw,2.2rem);margin:2rem 0 2.6rem;
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet))}
.answer__t{font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);
  margin-bottom:.85rem}
.answer p{font-size:1.06rem;line-height:1.62;color:var(--bone)}

/* --- tables ------------------------------------------------------------- */
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:1.6rem 0;max-width:100%}
.tbl{font-size:.94rem;min-width:32rem}
.tbl th,.tbl td{text-align:left;padding:.85rem 1rem;border-bottom:1px solid var(--graphite)}
.tbl th{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);
  font-weight:500;border-bottom-color:var(--gold-deep)}
.tbl td{color:#D5D0C6}
.tbl td.num,.tbl th.num{text-align:right;font-variant-numeric:tabular-nums}

/* --- forms -------------------------------------------------------------- */
.field{display:grid;gap:.45rem}
.field label{font-size:.76rem;letter-spacing:.13em;text-transform:uppercase;color:var(--mute)}
.field input,.field select,.field textarea{background:var(--ink);color:var(--bone);
  border:1px solid var(--line);padding:.88rem 1rem;width:100%;transition:border-color .3s,background .3s}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold-deep);
  background:#0C0C0F;outline:none;box-shadow:0 0 0 3px rgba(201,162,110,.13)}
.field textarea{resize:vertical;min-height:8rem}
.field--hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;
  overflow:hidden!important}
.form{display:grid;gap:1.15rem}
.form__row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.15rem}
.form__msg{font-size:.92rem;padding:.9rem 1.1rem;display:none}
.form__msg.is-on{display:block}
.form__msg--ok{background:rgba(201,162,110,.11);color:var(--gold-light);
  box-shadow:inset 0 0 0 1px var(--gold-deep)}
.form__msg--err{background:rgba(190,80,60,.12);color:#F0C4B8;box-shadow:inset 0 0 0 1px #7A3A2C}
.consent{font-size:.8rem;color:var(--mute);line-height:1.55}
.consent a{color:var(--gold);text-decoration:underline;text-underline-offset:2px}

/* --- contact panel ------------------------------------------------------ */
.office{background:var(--carbon);box-shadow:inset 0 0 0 1px var(--line);
  padding:clamp(1.5rem,3vw,2.1rem);display:grid;gap:1rem;align-content:start;min-width:0;
  clip-path:polygon(var(--facet) 0,100% 0,100% calc(100% - var(--facet)),calc(100% - var(--facet)) 100%,0 100%,0 var(--facet))}
.office h3{font-family:Zodiak,Georgia,serif;font-weight:400;font-size:1.45rem}
.cline{display:flex;gap:.85rem;align-items:flex-start;min-width:0;font-size:.95rem}
.cline svg{width:16px;height:16px;flex:none;color:var(--gold);margin-top:.25rem}
.cline>span,.cline>a{min-width:0;overflow-wrap:anywhere;color:#D5D0C6;line-height:1.55}
.cline a:hover{color:var(--gold-light)}

/* --- calculator --------------------------------------------------------- */
.calc{display:grid;gap:clamp(1.5rem,3vw,2.5rem)}
.tabs{display:flex;flex-wrap:wrap;gap:1px;background:var(--line);box-shadow:0 0 0 1px var(--line);
  min-width:0;max-width:100%}
.tabs button{flex:1 1 auto;background:var(--ink);border:0;padding:.95rem 1.1rem;cursor:pointer;
  font-size:.8rem;letter-spacing:.07em;text-transform:uppercase;color:var(--mute);
  transition:background .35s,color .35s;min-width:max-content}
.tabs button:hover{color:var(--bone);background:var(--carbon)}
.tabs button[aria-selected=true]{background:var(--carbon);color:var(--gold-light);
  box-shadow:inset 0 2px 0 var(--gold)}
.calc__grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);
  gap:clamp(1.5rem,3vw,2.5rem);align-items:start}
/* Grid and flex children default to min-width:auto, so a wide table or tab strip sets an
   intrinsic minimum and pushes the whole panel past the viewport rather than scrolling
   inside its own wrapper. Measured: 572px of content in a 390px viewport. */
.calc__grid>*,.calc__out>*,.calc,.chart,.kpis,.kpi{min-width:0}
.calc__inputs{background:var(--carbon);box-shadow:inset 0 0 0 1px var(--line);
  padding:clamp(1.4rem,2.6vw,2rem);display:grid;gap:1.1rem;align-content:start}
.calc__out{display:grid;gap:1.25rem;align-content:start}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(158px,1fr));gap:1px;
  background:var(--line);box-shadow:0 0 0 1px var(--line)}
.kpi{background:var(--carbon);padding:1.25rem 1.1rem}
.kpi dt{font-size:.68rem;letter-spacing:.15em;text-transform:uppercase;color:var(--mute);
  margin-bottom:.55rem;line-height:1.35}
.kpi dd{margin:0;font-family:Zodiak,Georgia,serif;font-size:clamp(1.3rem,1.1rem + .8vw,1.85rem);
  line-height:1.05;color:var(--gold-light);font-variant-numeric:tabular-nums lining-nums}
.kpi dd small{display:block;font-family:Supreme;font-size:.74rem;color:var(--mute);
  letter-spacing:.04em;margin-top:.4rem;font-variant-numeric:normal}
.chart{background:var(--carbon);box-shadow:inset 0 0 0 1px var(--line);padding:1.25rem}
.chart svg{width:100%;height:auto;display:block;overflow:visible}
.chart__key{display:flex;flex-wrap:wrap;gap:1.1rem;margin-top:1rem;font-size:.78rem;color:var(--mute)}
.chart__key i{display:inline-block;width:11px;height:11px;margin-right:.45rem;vertical-align:-1px}
.rangewrap{display:grid;gap:.35rem}
.rangewrap output{font-size:.86rem;color:var(--gold-light);font-variant-numeric:tabular-nums}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:2px;background:var(--line);
  padding:0;border:0;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:16px;height:16px;
  background:var(--metal);cursor:pointer;clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%)}
input[type=range]::-moz-range-thumb{width:16px;height:16px;background:var(--gold);border:0;
  cursor:pointer;clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%)}
.seg{display:flex;gap:1px;background:var(--line);box-shadow:0 0 0 1px var(--line)}
.seg button{flex:1;background:var(--ink);border:0;padding:.62rem .5rem;cursor:pointer;font-size:.78rem;
  color:var(--mute);transition:background .3s,color .3s;letter-spacing:.03em}
.seg button[aria-pressed=true]{background:var(--carbon);color:var(--gold-light)}
.disclaim{font-size:.8rem;color:var(--mute);line-height:1.55;padding-top:1rem;
  border-top:1px solid var(--graphite)}
.disclaim a{color:var(--gold);text-decoration:underline;text-underline-offset:2px}

/* --- community ---------------------------------------------------------- */
.comm{position:relative;overflow:hidden}
.comm__q{font-family:Zodiak,Georgia,serif;font-size:clamp(1.6rem,1.2rem + 2vw,3rem);
  line-height:1.22;letter-spacing:-.018em;max-width:26ch}
.comm__q em{font-style:italic;color:var(--gold-light)}

/* --- CTA band ----------------------------------------------------------- */
.cta{position:relative;isolation:isolate;overflow:hidden;text-align:center}
.cta__bg{position:absolute;inset:0;z-index:-2}
.cta__bg img{width:100%;height:100%;object-fit:cover}
.cta::before{content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(180deg,rgba(8,8,10,.9),rgba(8,8,10,.82))}
.cta .d2{max-width:24ch;margin-inline:auto;
  text-shadow:0 1px 24px rgba(0,0,0,.6),0 1px 2px rgba(0,0,0,.5)}
.cta .lead{margin:1.3rem auto 0;max-width:52ch;text-shadow:0 1px 14px rgba(0,0,0,.7)}
.cta .btns{justify-content:center;margin-top:2.2rem}

/* --- breadcrumbs -------------------------------------------------------- */
.crumb{padding-top:7.5rem;font-size:.78rem;color:var(--mute);letter-spacing:.04em}
.crumb ol{display:flex;flex-wrap:wrap;gap:.5rem;align-items:center}
.crumb a{color:var(--mute);transition:color .3s}
.crumb a:hover{color:var(--gold)}
.crumb li+li::before{content:"/";margin-right:.5rem;color:var(--gold)}
.crumb [aria-current=page]{color:#CFCAC0}

/* --- page hero (interior) ---------------------------------------------- */
.phero{padding-block:clamp(1.5rem,3vw,2.5rem) clamp(3rem,6vw,5rem);position:relative}
.phero .d1{max-width:22ch}
.phero .lead{margin-top:1.5rem}

/* --- footer ------------------------------------------------------------- */
.ftr{background:var(--carbon);border-top:1px solid var(--line);
  padding-block:clamp(3rem,6vw,4.5rem) 2rem}
.ftr__top{display:grid;grid-template-columns:minmax(0,1.25fr) repeat(3,minmax(0,1fr));
  gap:clamp(1.75rem,4vw,3.5rem)}
.ftr__brand img{width:186px;margin-bottom:1.25rem}
.ftr__brand p{font-size:.9rem;color:var(--mute);max-width:34ch;line-height:1.6}
.ftr .ftr__h{font-family:Supreme;font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;
  color:var(--gold);margin-bottom:1.1rem;font-weight:500;line-height:1.4}
.ftr ul{display:grid;gap:.6rem}
.ftr ul a{font-size:.9rem;color:#CFCAC0;transition:color .3s}
.ftr ul a:hover{color:var(--gold-light)}
.socials{display:flex;gap:.6rem;margin-top:1.4rem}
.socials a{width:38px;height:38px;display:grid;place-items:center;
  box-shadow:inset 0 0 0 1px var(--line);color:#CFCAC0;transition:color .3s,box-shadow .3s}
.socials a:hover{color:var(--gold-light);box-shadow:inset 0 0 0 1px var(--gold-deep)}
.socials svg{width:16px;height:16px}
.ftr__legal{margin-top:clamp(2.5rem,5vw,3.5rem);padding-top:1.5rem;border-top:1px solid var(--line);
  display:flex;flex-wrap:wrap;gap:.75rem 1.5rem;align-items:baseline;
  font-size:.8rem;color:var(--mute);line-height:1.6}
.ftr__legal p{max-width:88ch}
.ftr__legal a{color:#B7B2A8;text-decoration:underline;text-decoration-color:var(--graphite);
  text-underline-offset:2px}
.ftr__legal a:hover{color:var(--gold-light)}
.acl{color:var(--gold);letter-spacing:.04em}

/* --- mobile call bar ---------------------------------------------------- */
.callbar{display:none;position:fixed;inset:auto 0 0;z-index:98;background:rgba(8,8,10,.96);
  backdrop-filter:blur(12px);border-top:1px solid var(--line);
  grid-template-columns:1fr 1fr;gap:1px}
.callbar a{padding:.95rem .5rem;text-align:center;font-size:.8rem;font-weight:500;
  letter-spacing:.06em;text-transform:uppercase;display:flex;align-items:center;
  justify-content:center;gap:.5rem}
.callbar a:first-child{color:var(--bone);box-shadow:1px 0 0 var(--line)}
.callbar a:last-child{background:var(--metal);color:#17110A;font-weight:700}
.callbar svg{width:15px;height:15px}

/* --- reveals ------------------------------------------------------------ */
.rv{opacity:0;transform:translateY(16px)}
.is-in .rv,.rv.is-in{opacity:1;transform:none}

/* --- 404 ---------------------------------------------------------------- */
.e404{min-height:76svh;display:grid;place-content:center;text-align:center;padding-block:8rem 4rem}
.e404 .d1{margin-inline:auto}

/* --- responsive --------------------------------------------------------- */
@media (max-width:1080px){
  .qcols{columns:2}
  .ftr__top{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ftr__brand{grid-column:1/-1}
}
@media (max-width:900px){
  .nav,.hdr .btn{display:none}
  .burger{display:block}
  .split,.split--wide,.calc__grid{grid-template-columns:1fr}
  .g3,.g4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .proof__in{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:1.6rem}
  .gal{grid-template-columns:repeat(6,1fr);grid-auto-rows:clamp(110px,15vw,150px)}
  .gspan-7,.gspan-8,.gspan-12{grid-column:span 6}
  .gspan-5,.gspan-4,.gspan-6{grid-column:span 3}
  .callbar{display:grid}
  body{padding-bottom:3.4rem}
  .hero{min-height:auto;padding-block:8rem 3.5rem}
  .facet{right:-30%;top:auto;bottom:-6%;width:120%;opacity:.1}
}
@media (max-width:620px){
  .qcols{columns:1}
  /* the five calculator tabs cannot wrap into 390px legibly, so scroll them */
  .tabs{flex-wrap:nowrap;overflow-x:auto;-webkit-overflow-scrolling:touch}
  .tabs button{flex:0 0 auto}
  .tbl{min-width:26rem}
  .g2,.g3,.g4{grid-template-columns:1fr}
  .form__row{grid-template-columns:1fr}
  .gal{grid-template-columns:1fr;grid-auto-rows:clamp(150px,42vw,230px)}
  .gspan-7,.gspan-5,.gspan-8,.gspan-4,.gspan-6,.gspan-12{grid-column:span 1}
  .ftr__top{grid-template-columns:1fr}
  .yr{grid-template-columns:1fr;gap:.35rem}
  .step{grid-template-columns:1fr;gap:.5rem}
  .step::before{padding-top:0}
}

/* --- reduced motion ----------------------------------------------------- */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;
    transition-duration:.01ms!important;scroll-behavior:auto!important}
  .rv{opacity:1;transform:none}
  .rule{transform:scaleX(1)}
  .facet--sweep{animation:none;opacity:.13}
}

/* --- print -------------------------------------------------------------- */
@media print{
  body{background:#fff;color:#000}
  .hdr,.drawer,.callbar,.cta,.facet{display:none!important}
  .card,.rquote,.office{box-shadow:none;border:1px solid #ccc;clip-path:none}
}