About us
More than a finance broker. A family business, since 2000.
Jewel Finance has been broking finance in Sydney since 2000. Two offices, a team who mostly do not leave, and a client list built almost entirely on people coming back and sending others.
- Brokerage of the Year
- 4 years running, 2016 to 2019
- Established
- 2000, over 25 years
- Lender panel
- Over 38 institutions
- Credit licence
- ACL 390492
Where we came from
Started on home loans. Grew into everything else.
Jewel Finance began as a home loan provider and grew into a full finance brokerage.
Over the past decade Jewel Finance achieved significant growth in Sydney, and can now service clients in Melbourne and Perth as well.
What did not change was the way it works. Our consultants are trained and experienced, and the relationships with the institutions on our panel were built over decades rather than bought. Our finance executives are also available after hours and weekends, because the people we look after are not free between nine and five.
The family thread
A father and a son, at the same desk.
Ask Robert Francis what drew him into broking and he does not talk about finance.
“I loved seeing my dad make people’s dreams come true and how much joy it gave him in his life.”
His father, David Francis, is a broker here too. They were photographed together at the 2024 Specialist Finance Group national conference, holding a premiership cup, grinning like people who like their jobs. Elsewhere on the team there is a broker with 46 years in the industry and another with 43. Between them they have sat through every property cycle this country has had since the seventies.
That is not a marketing line, it is the actual reason clients stay. When Anthony and Amy Lay came back for a fifth loan, they came back to the same broker they had known for more than 20 years.
How we describe it
Your home, your future. Let’s make it happen.
Expert mortgage advice, solutions built around your situation, and a stress-free journey to owning your home. This is Jewel Finance’s own description of the service, published by David Francis, Finance Director.
“Jewel Finance provide a service that is professional, independent and efficient that achieves the best results for our clients.
We recognise that all of our customers are individual and have unique financial needs. Through our experienced Finance Executives, Jewel Finance can assist you with arranging the best finance or mortgage for your situation, and also assist with possible methods to repay your loan sooner.
Our Finance Executives are on call and are available after hours and weekends. This provides a convenient and a ‘cost free’ service to you; all it takes is a quick phone call.”
What we are, precisely
A broker. Not a lender.
A distinction worth being clear about rather than blurring.
Jewel Finance is a mortgage and finance broker holding Australian Credit Licence 390492, and a member of both the Mortgage & Finance Association of Australia and the Finance Brokers Association of Australia. We are not a lender. We refer clients to credit providers and we cannot make an offer of finance ourselves.
What we can do is know that panel properly, present your position to the right part of it, and stay on the file until it settles.
Recognition
Brokerage of the Year, 4 years running.
Specialist Finance Group judges its state awards against every other brokerage on its panel. Jewel Finance took NSW/ACT four years in a row.
Community
Community is at the heart of everything we do.
Sponsoring rugby league. Long-standing links to community sport here and overseas. A 2025 Specialist Finance Group Community Award nomination we did not go looking for.
It is the least surprising thing about a business where people stay for decades and clients keep coming back.
Start with a conversation, not an application form.
Tell us what you are trying to do. We will tell you where you stand, what it will take, and whether we are the right people for it.