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Guides

The 3 questions worth answering before you buy.

Written to be useful whether or not you ever call us. No rates, no predictions, and every source named.

01 How pre-approval works What a pre-approval is, what it is not, how long it lasts and why the conditions attached to it matter more than the number. Read

02 What income lenders count How lenders read trust distributions, company profit, dividends and retained earnings, and why two lenders can reach very different numbers from the same financials. Read

03 Buying at auction Why an auction contract is unconditional, what pre-approval does and does not protect you from, and how to prepare so the finance is not the risk on the day. Read

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Describe your situation and we will tell you which of this actually applies to you.

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