The panel
Over 38 lenders. Only one is right for you.
A wide panel is only useful because lenders disagree. The same financials produce very different answers depending on who reads them, and that gap is where a broker earns their place.
Some of the names
Institutions you will already know.
A selection of the panel. The full list, including the smaller and specialist lenders that often matter more on a difficult file, is below.
The full panel
Every institution on the list.
As published by Jewel Finance. Some of these names have since been absorbed into or renamed by larger groups, which is why the panel is described rather than dated.
- Adelaide Bank
- Advantedge
- AMP
- ANZ
- Bank of Queensland
- Bankwest
- Citibank
- Colonial
- Credit Union Home Loans
- Home Building Society
- HomeSide
- Homeloans Ltd
- HSBC
- IMB
- ING
- Keystart Loans
- La Trobe
- Macquarie Bank
- ME Bank
- Mortgage Ezy
- National Australia Bank
- Origin
- Paramount
- Pepper Home Loans
- Platinum Home Loans
- RAMS
- Resi Home Loans
- St George
- Suncorp
- Westpac
Jewel Finance has home loan products available through more than 38 financial institutions. The panel of lenders may vary from time to time. Listing an institution here is not a recommendation of it, and does not mean it will lend to you. Each lender’s name and logo are the property of that lender and appear here only to identify them.
Why the panel matters more than the rate
If your income is a salary and your deposit is straightforward, most lenders will reach a similar answer and the conversation is genuinely about price.
If your income comes through a trust or a company, or your deposit has an unusual history, or the property is not a standard suburban house, lenders diverge sharply. One will average two years of distributions and accept your add-backs. Another will take your lower year and decline to look at retained profit at all. Same documents, materially different outcome.
Choosing correctly between those is not a rate comparison. It is the whole job. Read what income lenders actually count for the detail.
Member of
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The Mortgage & Finance Association of Australia
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The Finance Brokers Association of Australia
Holder of Australian Credit Licence 390492.
Jewel Finance is a broker, not a lender. We refer clients to credit providers and cannot make an offer of finance. Only a credit provider can do that.
Find out where you actually stand.
That answer takes one conversation, and it is the most valuable thing we do.