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The panel

Over 38 institutions. The one that fits, though.

A wide panel is only useful because lenders disagree. The same financials produce very different answers depending on who reads them, and that gap is where a broker earns their place.

  • Adelaide Bank
  • Advantedge
  • AMP
  • ANZ
  • Bank of Queensland
  • Bankwest
  • Citibank
  • Colonial
  • Credit Union Home Loans
  • Home Building Society
  • HomeSide
  • Homeloans Ltd
  • HSBC
  • IMB
  • ING
  • Keystart Loans
  • La Trobe
  • Macquarie Bank
  • ME Bank
  • Mortgage Ezy
  • National Australia Bank
  • Origin
  • Paramount
  • Pepper Home Loans
  • Platinum Home Loans
  • RAMS
  • Resi Home Loans
  • St George
  • Suncorp
  • Westpac

Jewel Finance has home loan products available through more than 38 financial institutions. The panel of lenders may vary from time to time. Listing an institution here is not a recommendation of it, and does not mean it will lend to you.

Why the panel matters more than the rate

If your income is a salary and your deposit is straightforward, most lenders will reach a similar answer and the conversation is genuinely about price.

If your income comes through a trust or a company, or your deposit has an unusual history, or the property is not a standard suburban house, lenders diverge sharply. One will average two years of distributions and accept your add-backs. Another will take your lower year and decline to look at retained profit at all. Same documents, materially different outcome.

Choosing correctly between those is not a rate comparison. It is the whole job. Read what income lenders actually count for the detail.

Member of

  • MFAA, the Mortgage & Finance Association of Australia
  • FBAA, the Finance Brokers Association of Australia

Holder of Australian Credit Licence 390492.

Jewel Finance is a broker, not a lender. We refer clients to credit providers and cannot make an offer of finance. Only a credit provider can do that.

Find out which of them is right for you.

That answer takes one conversation, and it is the most valuable thing we do.